Timeshare — or shared-holiday ownership — means you purchase a specific period of time, usually a week or more, in a resort property. Timeshare puts holiday-home ownership within the financial reach of those who would like a second home in a destination they love, but may not be able to afford to buy whole ownership — or may not want the degree of financial commitment of a second home purchase.

Resorts typically offer a single week ownership and stay option, with the potential to purchase additional weeks at the same resort, or at others owned by the same developer.

Fractional-ownership properties and destination clubs usually offer longer periods of ownership over several weeks — often at upmarket properties in prime locations. Holiday ownership resorts can provide more spacious accommodation than hotels and may boast more on-site guest facilities.

However, without membership of a Holiday Exchange services provider, you will not be able to swap your timeshare week for an alternative holiday elsewhere. There are currently almost 4, resorts affiliated to the RCI Holiday Exchange network in more than countries, providing an exciting range of holiday experiences.

This may not be the same week of the year each time. Points can also be redeemed on RCI Points Partner products, including car hire, airport hotels and attraction tickets. These properties often feature concierge services, personal travel services and more benefits. Use of your fractional ownership holidays is often used on a rotational basis or a mix of fixed and floating periods within a season.

Fractional ownership can include a financial interest in the property, given that fractional properties have been known to follow the resale values of the real estate in the area. At the end of the specified period, the property is sold and all parties share in any capital appreciation. Timeshare owners benefit from stronger consumer protection legislation than any other retail customer.

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Since , the EU Timeshare Directive has placed stringent regulations on the way timeshare is sold, including a ban on the taking of any form of deposit, and a day cooling off period after the signing of the contract for purchase. During this period, the purchaser can cancel the contract and walk away without having to make any payment. You will usually be responsible for an annual maintenance payment which covers the cost of cleaning, building upkeep, pool cleaning, gardening and security.

Developers of resorts do just that; they build and develop a resort or several in multiple destinations. They may also offer financial packages to support new purchasers.

Legal ownership is typically vested in a trust company. The developer hands over rights to the property to the trustee in exchange for membership certificates in each unit.

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To ensure that you are protected financially, the properties are held in trust. Some developers will contract and liaise via a notary, who will check the legal validity of the agreement which transfers rights of use of the property from the developer to the purchaser.

RCI is an Exchange Holiday services provider and does not own any properties or resorts. Resort developers can choose to affiliate their resorts to a timeshare exchange network — like RCI! If you already own a timeshare and would like to get more from it in the way of holiday choice and membership benefits, joining RCI gives you access to almost 4, properties at its affiliated resorts, in more than countries.

Adding your timeshare week to our network of Exchange Holiday accommodation could bring you one or more holidays in destinations worldwide — all for the same exchange fee per property, per week. Your property is allocated trading power or points value, depending on the membership option you choose RCI Weeks or RCI Points.

You simply book a holiday worth the same value or less and pay your exchange fee. If you want a really special holiday for a family group or perhaps at a resort above your trading power or points value, RCI lets you combine your weeks from one use year to another, or to save and borrow from your points annual allocation to get away on a dream holiday.

As an RCI member, you will benefit from great discounts on cash holidays — RCI Late Deals and Extra Holidays — to give you and your family even more opportunities to holiday without using your weeks or points. Our members are also offered late booking points value reductions and discounted exchange deals allowing them to use any left-over credits or points they may have — so nothing is wasted! Many more are joining them.

Our Affiliate Services teams inspect affiliated resorts, working with them to maintain set quality criteria.

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