Some estimate the current shortfall between social housing demand and supply is in the region of , dwellings per annum. As interest rates rise, this causes mortgage stress, resulting in default among investors with high amounts of debt, pushing these properties onto the market. Alarmingly, the RBA is concerned that lenders enjoying the fruits of our booming Sydney property market will ignore regulator threats, choosing to pay extra capital charges as they continue to sell more investment loans...
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